West Bengal Government has announced West Bengal Student Credit Card Scheme 2021 for Students who want to get higher studies. Under the West Bengal Student Credit Card Scheme (WBSCC) Govt. has provided Education Loan to Students up to Rs. 10 Lakh. Students can apply online/offline for WBSCC Scheme through the official portal at www.wb.gov.in, www.wbscc.wb.gov.in Candidates can check the complete details about WB Student Credit Card (স্টুডেন্ট ক্রেডিট কার্ডের) Online Application 2021 Registration Process, Eligibility, Interest Rate, Required Documents List and other details from the below section.
West Bengal Student Credit Card Scheme 2021 Registration
The Chief Minister of West Bengal Mamata Banerjee has launched the West Bengal Student Credit Card Scheme (WBSCC) on 30 June 2021. WBSCC Scheme is a loan scheme started by WB Govt. for providing financial help to students. Under this scheme, students can apply upto Rs. 10 Lakh loan amount for higher studies. Banks has issued a credit card to the beneficiary; students can use this credit card to withdraw the loan amount. Candidates can get Loan Upto Rs. 10 Lakh for UG, PG, Doctoral, and Post-doctoral studies in India or a foreign country. Eligible candidates can apply online for Student Credit Card Scheme through the official website. We are given the complete information about WB Student Credit Card Scheme 2021 registration here on this page.
দশম শ্রেণিতে যে কোনও শিক্ষার্থী শিক্ষার্থী ক্রেডিট কার্ড প্রকল্পের মাধ্যমে তার উচ্চ শিক্ষার স্বপ্ন বাস্তব করতে পারে।
www.wb.gov.in Student Credit Card Scheme 2021 Details
|Higher Authority||Government of West Bengal|
|Scheme Name||West Bengal Student Credit Card Scheme (WBSCC)|
|Scheme Launched By||Chief Minister Mamata Banerjee|
|Scheme Launched Date||30 June 2021|
|Objective of Scheme||To Provide Education Loan to Students|
|Beneficiary of Scheme||Students of West Bengal State|
|Loan Amount||Upto Rs. 10 Lakh|
|Mode of Apply||Online / Offline|
|Article Category||WB Govt. Scheme|
www.wbscc.wb.gov.in Student Credit Card Online Application 2021
The Student Credit Card Scheme outlined herein aims at providing financial support/ assistance by the State Government at a nominal interest rate (with suitable guarantees to the bank) to the students residing in West Bengal for at least 10 years and pursuing education from class 10 onwards, or studying in various coaching institutes for appearing in different competitive examinations like Engineering/ Medical/ Law, IAS, IPS, WBCS, SSC etc., UPSC, PSC, SSC etc., and pursuing Undergraduate, Postgraduate courses including professional degree, Diploma courses and research at doctoral/ post-doctoral level or other similar courses in schools, Madrasahs, colleges, universities and other institutes like IITs, IIMs, IIESTs ISIs, NLUs, AIIMSs, NITs, XLRI, BITS, SPA, NID, IISc, IIFTs, ICFAI Business School etc., within or outside the country, who are unable to pursue higher education due to financial constraints. Candidates should fill up WBSCC Scheme online application and submit it on the official portal www.wbscc.wb.gov.in with the required documents.
The objective of WBSCC Scheme
The main emphasis is that students are provided with an opportunity to pursue higher education, with financial support from the banking system with reasonable and affordable terms and conditions. Under this Scheme the aspiring students may upon fulfilling the terms and conditions detailed herein, obtain a maximum loan of Rs. 10.00 lakhs at the rate of 4% simple interest from State Co-operative Banks and its affiliated Central Cooperative Banks and District Central Cooperative Banks and Public Sector/ Private Sector Banks operating in the State of West Bengal.
▶ Candidates / Students must be permanent residents of West Bengal State.
▶ Candidates must a residents of West Bengal for at least 10 Years.
▶ Upper Age Limit is 40 Years to applying for WBSCC Scheme.
Documents Required for WBSCC Student Credit Card Scheme
✔ Aadhar Card
✔ Mobile Number
✔ Ration Card
✔ Income Certificate
✔ Residence Certificate
✔ Age Proof
✔ Bank Account details
✔ Passport Size Photo
Repayment of Loan Amount (WBSCC Scheme)
➤ The repayment period shall be fifteen (15) years for any loan availed under this Credit Card including the Moratorium/ repayment holiday.
➤ The student or his parent/ legal guardian can repay the loan amount at any time before the stipulated period of repayment and in case of early repayment, there shall be no penalty or processing cost charged by the Bank.
➤ 1% interest concession will be provided to the borrower if the interest is fully serviced during the study period.
➤ The student or the co-borrower, as the case may be, shall be liable to repay the loan on time as 1st charge.
➤ The loan will be made available at the rate of 4% p.a. simple interest rate per annum to the students. Appropriate subvention of interest rate will be provided by the State Government for all the borrowers during the entire period of the Loan to restrict the actual rate of simple interest to 4% per annum, at the borrower level.
Toll Free Number: 1800 102 8014
Email: [email protected]
Online Registration Process For West Bengal Students Credit Card Scheme 2021
Step 1: Visit the official website @wbscc.wb.gov.in
Step 2: Download WBSCC Scheme Prospectus PDF.
Step 3: Check Details about Student Credit Card Scheme.
Step 4: Go to State Co-operative Banks and its affiliated Central Cooperative Banks.
Step 5: Fill up the Application Form and attach the required documents.
Step 6: Submit the WBSCC Loan Application to the Bank.
Step 7: Get a Reference Number from Bank.
Step 8: Track your application using a Reference Number.
✍Imp. UPDATE – If students have any query regarding West Bengal Student Credit Card Scheme 2021, Enter your question in the below comment box. (You need to keep visiting this page for the WBSCC Scheme Registration link etc.⟳ Update By Jiya Updates.com Team 👨🏻🏫
|WBSCC Scheme Apply Online Link||Students Registration
|WBSCC Scheme Notification PDF||Download Here|
|User Manual||Check Here|
|WBSCC Scheme FAQs||Check Here|
Also Check: WB Digital Ration Card