Kisan Credit Card Online Apply 2022 फॉर्म भरे PM KKC Scheme Application Status & Interest Rate

PM Kisan Credit Card Yojana 2022 Online Apply KKC Application Form Status & Interest Rate Bank Wise: Government of India, Department of Agriculture, Cooperation & Farmers Welfare and Ministry of Agriculture & Farmers Welfare has launched the Kisan Credit Card Yojana. Small Farmers can apply for the Kisan Credit Card Scheme (किसान क्रेडिट कार्ड योजना) to get the benefits of  PM Kisan Samman Nidhi and Loan from various banks. Applied candidates can check the PM KCC Application Form Status from, the Registration Process from the official website at www.pmkisan.gov.in. Check the Scheme details, Eligibility Criteria of the scheme, Interest Rate, Benefits of the scheme and bank-wise KCC Loan CSC link here on this page.

पीएम किसान क्रेडिट कार्ड योजना 2022 ऑनलाइन अप्लाई, कैसे बनवाएं, ब्याज दर क्या रहेगी इससे संबंधित पूरी जानकारी आप इस पेज पर नीचे देख सकते है !

Latest Update – The central government will provide loans to farmers at a cheaper rate through Kisan Credit Card. Farmers get loans at 9% interest rate and the government gives 2% subsidy on Kisan Credit Card. Farmers also get a rebate of 3% if they repay this loan on time.

Kisan Credit Card Online Apply 2022

Department of Agriculture, Cooperation & Farmers Welfare, Ministry of Agriculture & Farmers Welfare, Government of India has announced the Kisan Credit Card Yojana under the PM Kisan Samman Nidhi. The KKC Scheme was launched by the Pradhan Mantri Shri Narendra Modi. Under this small farmer of India can get loans up to 3 Lacs @ 2% P.A. Eligible candidates can fill up the  Kisan Credit Card Online Application form through the official website and need to submit with required documents. Check the Eligibility criteria, Intrest rate and benefits of the scheme from the below section.

Note : सभी बैंक ऑनलाइन आवेदन स्वीकार नहीं कर रहे हैं, केवल कुछ बैंक ही अभी ऑनलाइन आवेदन ले रहे हैं | इसीलिए आप ऑफलाइन एप्लीकेशन फॉर्म डाउनलोड कर उसका प्रिंट निकालकर, डिटेल्स भरकर बैंक में जाकर जमा करवा सकते है |

PM KCC Application 2022 Status

Higher Authority	Government of India
Name of Department	Department of Agriculture, Cooperation & Farmers Welfare Ministry of Agriculture & Farmers Welfare
KCC Scheme Launched under	PM Kisan Samman Nidhi
Name of Scheme	Kisan Credit Card Scheme (किसान क्रेडिट कार्ड (KCC) योजना)
Scheme Launched by	Pradhan Mantri Shri Narendra Modi
Beneficiaries	Small Farmers
Loan Amount for KCC Holders	Upto Rs. 3 Lacs @2% P.A.
Article Category	KKC Online Form
Official Website	pmkisan.gov.in

Kisan Credit Card Yojana 2022

The KCC scheme is launched for Indian farmers to save them from higher interest rates charged by the finance companies. Under the KCC Scheme interest rate is lower. Check the complete details of PM Kisan Credit Card Yojana from the below section.

👉  ऋण पर दी जाने वाली ब्याज दर 2.00% तक कम हो सकती है |

👉  बैंक रुपये तक के ऋण पर सुरक्षा की तलाश नहीं करेंगे। 1.60 लाख रु |

👉  विभिन्न आपदाओं के खिलाफ फसल बीमा कवरेज उपयोगकर्ताओं को दिया जाता है |

👉  किसान को स्थायी विकलांगता, मृत्यु के खिलाफ बीमा कवरेज प्रदान किया जाता है, किसान को अन्य जोखिम भी प्रदान किए जाते हैं |

👉  चुकौती की अवधि फसल की कटाई और उसकी विपणन अवधि के आधार पर तय की जाती है |

👉  अधिकतम ऋण रु। कार्ड धारक द्वारा 3.00 लाख लिए जा सकते हैं |

👉  किसान जो अपना पैसा किसान क्रेडिट कार्ड खाते में जमा करते हैं, उन्हें उच्च ब्याज दर मिलेगी |

👉  शीघ्र भुगतान करने पर किसानों से साधारण ब्याज दर ली जाती है |

👉  कार्डधारकों द्वारा समय पर भुगतान करने में विफल रहने पर चक्रवृद्धि ब्याज वसूला जाता है |

Eligibility Criteria

▶ All farmers who engaged in agriculture, allied activities or other non-farming activities can apply for Kisan Credit Card Loan.  Check the eligibility criteria details from the below section.
▶ Minimum Age Limit for Apply KCC Scheme – 18 Years.
▶ Maximum Age Limit for Apply KCC Scheme – 75 Years.
▶ If the borrower is a senior citizen (above 60 years of age), a co-borrower is mandatory where the co-borrower must be the legal heir of the senior citizen.
▶ All farmers (individuals/joint cultivators, owners) are eligible to apply for the KCC Scheme.
▶ Tenant farmers, oral lessees, and sharecroppers, etc.
▶ SHGs or joint liability groups including tenant farmers.

Required Documents for KCC Loan Scheme

Identity Proof Documents	✎. PAN Card ✎. Aadhar Card ✎. Voter’s ID Card ✎. Passport ✎. Driving Licence ✎. Any other Government approved photo ID
Address Proof Documents	✎. Aadhar Card ✎. Passport ✎. Utility bills (not more than 3 months old) ✎. Any other government approved address proof
Income Proof Documents	✎. Bank statement for the last 3 months ✎. Salary slips for the last 3 months ✎. Audited financials for the last two years (for self-employed) & Form 16

KCC Loan Repayment Period

Due to the COVID-19 pandemic, the Indian Economy has slow down. The Reserve Bank of India has permitted banks and other financial companies to Suspension of 3 months on loan repayments. The RBI has given a loan repayment rebate for all Kisan Credit Card Loan customers whose loan repayment date is between 1 March to 31 May.

Active KCCs State / U.T. Wise

FAQs

Q1. What is the validity of the Kisan Credit Card Loan?

Ans. The validity of the KCC Loan is 5 years.

Q2. What is the interest rate for the Kisan Credit Card?

Ans. Interest Rate for Kisan Credit Card is 7 % for the short term credit with Rs. 3 Lakh Upper Limit.

Q3. How do I check my KCC Account Balance?

Ans. To check the KCC Account Balance contact the customer service centre of the public sector bank that has provided the Credit Card.

✍Imp. UPDATE – The government of India has launched the PM Kisan Credit Card Scheme for the financial support of the farmers. ⟳Update By Jiya Updates.com Team 👨🏻🏫

How to Apply for Kisan Credit Card Application Form Online CSC

Step 1: Candidates visit the official website of their respective Bank.

Step 2: On the Home Page, Click on the “KCC Online Apply” tab.

Step 3: Now select the Kisan Credit Card under the drop-down menu.

Step 4: Click on the Apply Button and fill the form carefully.

Step 5: Click on the submit button and you will be allotted an application reference number.

Step 6: Save the application reference number for future reference.

Important Links

Official Website

www.pmkisan.gov.in