Kisan Credit Card Online Apply 2020 फॉर्म भरे PM KKC Scheme Application Status & Interest Rate

PM Kisan Credit Card Yojana 2020 Online Apply KKC Application Form Status & Interest Rate Bank Wise: Government of India, Department of Agriculture, Cooperation & Farmers Welfare and Ministry of Agriculture & Farmers Welfare has launched the Kisan Credit Card Yojana. Small Farmers can apply for the Kisan Credit Card Scheme (किसान क्रेडिट कार्ड योजना) to get benefits of  PM Kisan Samman Nidhi and Loan from various banks. Applied candidates can check the PM KCC Application Form Status from, Registration Process from the official website at www.pmkisan.gov.in. Check the Scheme details, Eligibility Criteria of the scheme, Interest Rate, Benefits of the scheme and bank-wise KCC Loan CSC link here on this page.

करोना लॉकडाउन में 2.5 करोड़ किसानों को आने वाले दिनों में क्रेडिट कार्ड मुहैया कराया जाएगा। इसके जरिए 2 लाख करोड़ रुपये तक की राशि जारी की जाएगी ! पीएम किसान क्रेडिट कार्ड योजना 2020 ऑनलाइन अप्लाई, कैसे बनवाएं, ब्याज दर क्या रहेगी इससे संबंधित पूरी जानकारी आप इस पेज पर नीचे देख सकते है!

Kisan Credit Card Online Apply 2020

Department of Agriculture, Cooperation & Farmers Welfare, Ministry of Agriculture & Farmers Welfare, Government of India has announced the Kisan Credit Card Yojana under the PM Kisan Samman Nidhi. The KKC Scheme was launched by the Pradhan Mantri Shri Narendra Modi. Under this small farmer of India can get loan up to 3 Lacs @ 2% P.A. Eligible candidates can fill up the  Kisan Credit Card Online Application form through the official website and need to submit with required documents. Check the Eligibility criteria, Intrest rate and benefits of the scheme from the below section.

PM KCC Application 2020 Status

Higher Authority	Government of India
Name of Department	Department of Agriculture, Cooperation & Farmers Welfare Ministry of Agriculture & Farmers Welfare
KCC Scheme Launched under	PM Kisan Samman Nidhi
Name of Scheme	Kisan Credit Card Scheme (किसान क्रेडिट कार्ड (KCC) योजना)
Scheme Launched by	Pradhan Mantri Shri Narendra Modi
Beneficiaries	Small Farmers
Loan Amount for KCC Holders	Upto Rs. 3 Lacs @2% P.A.
Article Category	KKC Online Form
Official Website	pmkisan.gov.in

Kisan Credit Card Yojana 2020

The KCC scheme is launched for Indian farmers to save them from higher interest rates charged by the finance companies. Under the KCC Scheme interest rate is lower. Check the complete details of PM Kisan Credit Card Yojana from the below section.

👉  ऋण पर दी जाने वाली ब्याज दर 2.00% तक कम हो सकती है |

👉  बैंक रुपये तक के ऋण पर सुरक्षा की तलाश नहीं करेंगे। 1.60 लाख रु |

👉  विभिन्न आपदाओं के खिलाफ फसल बीमा कवरेज उपयोगकर्ताओं को दिया जाता है |

👉  किसान को स्थायी विकलांगता, मृत्यु के खिलाफ बीमा कवरेज प्रदान किया जाता है, किसान को अन्य जोखिम भी प्रदान किए जाते हैं |

👉  चुकौती की अवधि फसल की कटाई और उसकी विपणन अवधि के आधार पर तय की जाती है |

👉  अधिकतम ऋण रु। कार्ड धारक द्वारा 3.00 लाख लिए जा सकते हैं |

👉  किसान जो अपना पैसा किसान क्रेडिट कार्ड खाते में जमा करते हैं, उन्हें उच्च ब्याज दर मिलेगी |

👉  शीघ्र भुगतान करने पर किसानों से साधारण ब्याज दर ली जाती है |

👉  कार्डधारकों द्वारा समय पर भुगतान करने में विफल रहने पर चक्रवृद्धि ब्याज वसूला जाता है |

Eligibility Criteria

▶ All farmers who engaged in agriculture, allied activities or other non-farming activities can apply for Kisan Credit Card Loan.  Check the eligibility criteria details from the below section.
▶ Minimum Age Limit for Apply KCC Scheme – 18 Years.
▶ Maximum Age Limit for Apply KCC Scheme – 75 Years.
▶ If the borrower is a senior citizen (above 60 years of age), a co-borrower is mandatory where the co-borrower must be the legal heir of the senior citizen.
▶ All farmers (individuals/joint cultivators, owners) are eligible to apply for the KCC Scheme.
▶ Tenant farmers, oral lessees, and sharecroppers, etc.
▶ SHGs or joint liability groups including tenant farmers.

Required Documents for KCC Loan Scheme

Identity Proof Documents	✎. PAN Card ✎. Aadhar Card ✎. Voter’s ID Card ✎. Passport ✎. Driving Licence ✎. Any other Government approved photo ID
Address Proof Documents	✎. Aadhar Card ✎. Passport ✎. Utility bills (not more than 3 months old) ✎. Any other government approved address proof
Income Proof Documents	✎. Bank statement for the last 3 months ✎. Salary slips for the last 3 months ✎. Audited financials for the last two years (for self-employed) & Form 16

KCC Loan Repayment Period

Due to COVID-19 pandemic, the Indian Economy has slow down. The Reserve Bank of India has permitted banks and other financial companies to Suspension of 3 months on loan repayments. The RBI has given loan repayment rebate for all Kisan Credit Card Loan customers whose loan repayment date is between 1 March 2020 to 31 May 2020.

Official PM KCC Online Form Link Bank Wise

Bank Name	KKC Loan Official Link
State Bank of India (SBI)	Check Here
Punjab National Bank (PNB)	Check Here
Bank of Baroda (BOB)	Check Here
ICICI Bank	Check Here
Allahabad Bank	Check Here
Andhra Bank	Check Here
Sarva Haryana Gramin Bank	Check Here
Canara Bank	Check Here
Odisha Gramya Bank	Check Here
Bank Of Maharashtra	Check Here
HDFC Bank	Check Here
Axis Bank	Check Here

Active KCCs State / U.T. Wise

FAQs

Q1. What is the validity of the Kisan Credit Card Loan?

Ans. The validity of the KCC Loan is 5 years.

Q2. What is the interest rate for the Kisan Credit Card?

Ans. Interest Rate for Kisan Credit Card is 7 % for the short term credit with Rs. 3 Lakh Upper Limit.

Q3. How do I check my KCC Account Balance?

Ans. To check the KCC Account Balance contact the customer service centre of public sector bank that has provided the Credit Card.

✍Imp. UPDATE – Government of India has launched the PM Kisan Credit Card Scheme for the financial support of the farmers. ⟳Update By Website Team 👨🏻🏫

How to Apply for Kisan Credit Card Application Form Online CSC

Step 1: Candidates visit the official web site of your respective Bank.

Step 2: On the Home Page, Click on the “KCC Online Apply” tab.

Step 3: Now select the Kisan Credit Card under the drop-down menu.

Step 4: Click on the Apply Button and fill the form carefully.

Step 5: Click on the submit button and you will be allotted application reference number.

Step 6: Save the application reference number for future reference.

Important Links

Official Website

www.pmkisan.gov.in